Payment Options

At The Grove Dental Rouse Hill, we make paying for treatment easy and affordable. We accept VISA, Mastercard & AMEX, as well as on-the-spot health fund claims through our HICAPS/EFTPOS terminal. We accept cash, but please note limited change is kept on the premises. We also have several flexible dental payment plans.


dental payment options using hicaps

Instant rebates from your private health fund.

We accept all private health funds using our HICAPS terminal. This means that you can claim your health fund rebates instantly at the time of treatment using your health fund card, leaving you to only pay the gap (where necessary).


Our different payment plan options make it easier than ever to start the treatment you need today, and make gradual, affordable repayments that fit your budget.

afterpay dental treatment


Repayments from as little as $20 per week!

Don’t put off getting the dental treatment you want and need thanks to the Total Lifestyle Credit (TLC) payment plan*! With this plan, you can get funding from $2,001 – $50,000 and there are no upfront or hidden fees. With TLC you can get access to the lowest medical segment interest rate if you have a good credit score. Here are some other benefits:

  • No stress – the whole application process is managed privately by their consultants
  • No early payout fees
  • Ability to pay back – they can cover treatment, hospital, anaesthetist, etc.
  • Flexible terms up to 84 months
  • Get funding within 24 hours of approval
  • Protected by the consumer credit laws

Apply online in 30 seconds by clicking here.

Terms & Conditions: Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions. A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

humm dental payment plan


No interest ever!

Humm’s simple in-clinic or online application process means that you can be approved for treatment within minutes. Enjoy the guarantee of no interest ever! 

With Humm you can:

  • Pay for treatment costing up to $25,000 over 6-24 months (repayment term depends on treatment fee).
  • Be approved within minutes with no credit check, as long as you meet eligibility requirements (18+ years old, Australian citizen or permanent resident, working full or part time 25+ hours a week, must have Australian Driver Licence and debit/credit card)
  • Choose to make weekly or fortnightly repayments

Terms & Conditions: A monthly account keeping fee of $8 and a one-off establishment fee of $70 will apply. Terms & Conditions apply and are available on application. See your contract for further details.

zip pay dental treatment

Zip Pay & Zip Money

Take control of your repayments.

Zip is a reusable account that lets you buy now and pay later. Spend up to your account limit, then set flexible repayments to suit your lifestyle. There’s no deposit and every purchase under $1000 is interest-free (Zip Pay). Six months interest free is available for larger treatment plans (Zip Money). Apply online or in-person and get a decision in minutes. Once approved, start using Zip at The Grove Dental or anywhere you see Zip at checkout.

With Zip you can:

  • Pay no interest for treatment that is less than $1,000 (Zip Pay). For larger treatments, pay no interest for up to 6 months.
  • Make repayments from as little as $40 a month (based on your account’s credit limit).
  • Choose from weekly, fortnightly or monthly repayments, and pay any amount you like as long as you meet the monthly minimum for your account.

Terms & Conditions: ZipPay purchases are interest free, always. ZipMoney is available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 December 2022. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

afterpay dental treatment


Treat now. Pay it in 4.

Afterpay allows you to enjoy your smile now and pay for it in four equal fortnightly payments. Sign-up to Afterpay, book an appointment at The Grove Dental Rouse Hill, and scan your AfterPay Card at our terminal – it’s as easy as that.

With Afterpay you can:

  • Spend up to $1,400 on dental treatment
  • Split the cost of treatment into four equal instalments. You’ll pay your first instalment on the same day as treatment.
  • Pay nothing extra when you pay on time. The only fees are for late payments.
  • Enjoy instant approval and no credit check. You will know you’ve been approved within seconds.


dental payment options using afterpay


Pay For Your Dental Treatment Using Your Superannuation.

Superannuation can be used to pay for essential Dental Treatment under the ATO’s Compassionate Release of Superannuation program. SuperCare streamlines the application process that is required to access Superannuation to pay for Dental treatments and all out of pocket expenses including private hospital fees, travel and accommodation. SuperCare operates on a no fee – no approval basis and is our preferred provider of Compassionate Release of Superannuation support.

SuperCare can facilitate the funding required for various treatments, including:
• Dentures
• Braces and Orthodontics
• Root Canal Treatment
• Crowns/Bridges
• General Dentistry


medicare dental payment for children


For eligible families, we accept the Medicare Child Dental Benefits Schedule which entitles children aged 2 – 17 to $1052 of bulk-billed dental benefits every 2 years. If you are unsure if your child is eligible, please call us on (02) 8817 2879.


New patient information guide

Surprises are great, but not at the dentist.

Find out everything you need to know about becoming a patient at The Grove Dental with our New Patient Guide.

It contains our pricing and information about our services and flexible payment plans.

QIP accredited dental practice rouse hill

The Grove Dental is a QIP Accredited practice committed to patient safety and industry-leading, quality dental care.