Payment Options
We make paying for treatment easy. We accept all major credit cards (including American Express), as well as on-the-spot health fund claims through our HICAPS terminal. We accept cash, but please note limited change is kept on the premises. We also offer flexible dental payment plans to ensure treatment is affordable and accessible.
HICAPS

Instant rebates from your private health fund.
We accept all private health funds using our HICAPS terminal. This means that you can claim your health fund rebates instantly at the time of treatment using your health fund card, leaving you to only pay the gap (where necessary).
PAYMENT PLANS
Our different payment plan options make it easier than ever to start the treatment you need today, and make gradual, affordable repayments that fit your budget.

Humm
No interest ever!
Humm’s simple in-clinic or online application process means that you can be approved for treatment within minutes. Enjoy the guarantee of no interest ever!
With Humm you can:
- Pay for treatment costing up to $30,000 over 6-40 months (repayment term depends on treatment fee).
- Be approved within minutes, as long as you meet eligibility requirements (18+ years old, Australian citizen or permanent resident, working full or part time 25+ hours a week, must have Australian Driver Licence and debit/credit card)
Terms & Conditions: A monthly account keeping fee of $8 and a one-off establishment fee of $70 will apply. Terms & Conditions apply and are available on application. See your contract for further details.

Zip Pay & Zip Money
Take control of your repayments.
Zip is a reusable account that lets you buy now and pay later. Spend up to your account limit, then set flexible repayments to suit your lifestyle. There’s no deposit and every purchase under $1000 is interest-free (Zip Pay). Six months interest free is available for larger treatment plans (Zip Money). Apply online or in-person and get a decision in minutes. Once approved, start using Zip at The Grove Dental or anywhere you see Zip at checkout.
With Zip you can:
- Pay no interest for treatment that is less than $1,000 (Zip Pay). Apply for longer interest-free terms for larger treatments (Zip Money)
- Choose from weekly, fortnightly or monthly repayments, and pay any amount you like as long as you meet the monthly minimum for your account.
Terms & Conditions: Zip Pay. Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

Afterpay
Treat now. Pay it in 4.
You can enjoy your smile now and pay for it in 4 interest-free instalments over 6 weeks. Sign-up to Afterpay, book an appointment at The Grove Dental, and scan your digital AfterPay Card at check-out. It’s as easy as that.
With Afterpay you can:
- Spend up to $4,000 on dental treatment (spend limits are dynamic and start low).
- You’ll pay your first instalment on the same day as treatment. It’s easy to track your payments and spend limits in the Afterpay App.
- Pay nothing extra when you pay on time. The only fees are for late payments.
- Simple and easy to join. Set up an account in minutes. Credit checks apply.
Terms & Conditions: Late fees, eligibility criteria and T&Cs apply. Australian Credit Licence 527911

TLC
Repayments from as little as $20 per week!
Don’t put off getting the dental treatment you want and need thanks to the Total Lifestyle Credit (TLC) payment plan*! With this plan, you can get funding from $2,001 – $50,000 and there are no upfront or hidden fees. With TLC you can get access to the lowest medical segment interest rate if you have a good credit score. Here are some other benefits:
- No stress – the whole application process is managed privately by their consultants
- No early payout fees
- Ability to pay back – they can cover treatment, hospital, anaesthetist, etc.
- Flexible terms up to 84 months
- Get funding within 24 hours of approval
- Protected by the consumer credit laws
Apply online in 30 seconds by clicking here.
Terms & Conditions: Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions. A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.
USE YOUR SUPERANNUATION
SuperCare
Pay For Your Dental Treatment Using Your Superannuation.
Superannuation can be used to pay for essential Dental Treatment under the ATO’s Compassionate Release of Superannuation program. SuperCare streamlines the application process that is required to access Superannuation to pay for Dental treatments and all out of pocket expenses including private hospital fees, travel and accommodation. SuperCare operates on a no fee – no approval basis and is our preferred provider of Compassionate Release of Superannuation support.
SuperCare can facilitate the funding required for various treatments, including:
• Dentures
• Braces and Orthodontics
• Root Canal Treatment
• Crowns/Bridges
• General Dentistry
CHILD DENTAL BENEFITS SCHEME (CDBS)

Medicare
For eligible families, we accept the Medicare Child Dental Benefits Schedule which entitles children aged 2 – 17 to $1132 of bulk-billed dental benefits every 2 years. If you are unsure if your child is eligible, please call us on (02) 8817 2879.
WE ARE UPFRONT ABOUT FEES
New Patient Information & Price Guide
Surprises are great, but not at the dentist.
Find out everything you need to know about becoming a patient at The Grove Dental with our New Patient Guide.
It contains our pricing and information about our services and flexible payment plans.









